Home Equity Access

Access Your Equity With A HELOC In As Little As 5 Days

Looking for a Home Equity Loan or Line Of Credit?

Find Out Your eligibility TODAY!

A home equity loan (HELOAN) or home equity line of credit (HELOC) is a versatile financial tool that empowers homeowners to capitalize on the value they've built in their homes. This type of loan, often called a "second mortgage," enables you to borrow a lump sum based on your home's equity, i.e., the difference between your home's current market value and the remaining mortgage balance. Home equity loans typically have fixed interest rates, providing predictable monthly payments and a set repayment timeline. They're a popular choice for homeowners seeking funds for large expenses, such as home renovations, education costs, or debt consolidation. While your home serves as collateral, the advantages of potentially low rates and the ability to convert home equity into cash make it an appealing option. Discover the benefits of home equity loans today, and leverage your home's value to your advantage.

Unlock Equity [Wealth] To Complete Home Projects, Fund Your Next Investment Purchase, Start A Business, Consolidate High Interest Consume Debt, Invest Into Your Future With Financial Products. It All Starts With Our Quick Form Below. Find Out Today What Is Possible!

Zip Code
What type of property are you refinancing?
Estimate your credit score
What Year did you purchase your home?
Estimate the Value of your property
What is the remaining 1st mortgage balance?
What is your 1st mortgage interest rate?
How will this property be used?
What kind of rate do you have?
Do you have a second mortgage?
How much additional cash would you like to borrow?
What is your employment status?
Bankruptcy, short sale, or foreclosure in the last 3 years?
Can you show proof of income?
What is your gross annual income?
What are your average monthly expenses?
What is your current loan type?
Any late mortgage payments in the last 12 months?

What is your full name?

What is your email address?

What is your cell phone?

By checking this box, you expressly consent that Waymaker Mortgage may call, send text message (sms or mms notifications) and email you about your inquiry. This may involve the use of automated means and prerecorded/artificial voices. You are also agreeing to receive recurring marketing messages at the phone number provided. This consent is not a condition to purchase any products or services. You are providing express written consent under the Telephone Consumer Protection Act (TCPA) to be contacted by Waymaker Mortgage. You may revoke this consent at any time by replying 'STOP' to any text message you receive or by contacting contacting us at +1512.943.2243. You also agree to our Terms of Use, and to our Privacy Policy regarding the information relating to you. Msg/data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list.

There are several reasons why someone might choose a home equity loan Or Line of Credit:

  • Home Renovations or Improvements: One common reason to take out a home equity loan is to fund renovations or improvements to your property. This type of loan allows homeowners to borrow against the equity they have built up in their home and use the funds to make upgrades, such as adding a new room, remodeling a kitchen or bathroom, or making necessary repairs.

  • Debt Consolidation: Another reason for obtaining a home equity loan is to consolidate high-interest debt. By borrowing against the equity in their home, individuals can pay off multiple debts, such as credit card balances or personal loans, and combine them into a single loan with a potentially lower interest rate. This can help simplify their finances and potentially reduce their overall debt payments.

  • Education Expenses: Home equity loans can be used to cover education-related expenses, such as college tuition fees or vocational training costs. If the interest rates on home equity loans are more favorable than those of student loans or other forms of financing, it may make financial sense for individuals to tap into their home equity to invest in their education or the education of their family members.

  • Emergency or Unexpected Expenses: In situations where individuals are faced with unexpected or emergency expenses, a home equity loan can provide a source of funds. Whether it's covering medical bills, major car repairs, or other unforeseen costs, accessing the equity in a home can provide a quick and relatively low-cost solution compared to other borrowing options.

Waymaker Mortgage

NMLS# 2440476

Contact Us

3420 Executive Center Dr., Suite 165-A

Austin, Texas 78731

Legal Disclosures: BRAND AFFILIATION DISCLOSURE: "Waymaker Mortgage" has previously been a legal trade name (DBA) of Kama'aina Mortgage Group, Inc. NMLS 1276471 and Hometown Lenders, Inc. NMLS 65083. The name "Waymaker Mortgage" is no longer associated with either of these organizations. Waymaker Mortgage Company LLC - NMLS 2440476, is licensed under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking - Division of Savings and Mortgage Lending. Texas Mortgage Banker Disclosure – Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.” Consumer Complaint Policy  It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly. As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his/her designate, in order to take action. All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws. For more information, contact us at the number on the Home Page. Privacy Act Disclosure  Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information. Before or at the time of collecting personal information, we will identify the purposes for which information is being collected. We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law. We will only retain personal information as long as necessary for the fulfillment of those purposes. We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date. We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification. We will make readily available to customers information about our policies and practices relating to the management of personal information. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained. This short outline included important aspects of our privacy policy. To review our entire privacy policy, email us at the address on our home page. Communications Disclosure By entering your mobile number into any webform or loan application you are agreeing to receive recurring automated marketing text messages (e.g. reminders) and phone calls specifically in regards to the services Waymaker Mortgage Company provides at the phone number submitted. Consent is not a condition to purchase or do business with our firm. Msg & data rates may apply. Msg frequency varies. Upon receiving any SMS messages from our firm, Reply HELP for help and STOP to cancel.

Licensing Disclosures: NMLS 2440476

© Copyright 2024 | Waymaker Mortgage | All rights reserved.

© Copyright 2024 | Waymaker Mortgage | All rights reserved.