no-income purchase loan

Get Pre-Qualified Today!!!

Are You Ready To Buy A Home?

Find Out Your eligibility TODAY...

A no-income verification purchase loan offers a unique pathway to homeownership for borrowers whose income might be challenging to document traditionally. These loans, sometimes known as "no-doc" or "stated income" loans, require minimal income documentation, making them a suitable choice for self-employed individuals, freelancers, or investors with substantial assets but variable income. While these loans may come with slightly higher interest rates due to their perceived risk, they allow for faster approval processes and greater flexibility. Please note that credit score and down payment requirements still apply. Discover the potential of no-income verification purchase loans today and find an unconventional route to your dream home.

Begin the home buying journey on the right foot by securing a clear mortgage plan. Having a solid financial strategy in place will ensure that your home search is guided by practical considerations, rather than emotions alone.

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What type of property are you purchasing?
Estimate your credit score
Is this your first property purchase?
What is your current property situation?
How will this property be used?
What is the purchase price of the new property?
What is your estimated down payment?
What kind of rate do you prefer?
What is your gross annual household income?
What is your employment status?
Bankruptcy, short sale, or foreclosure in the last 3 years?
Can you show proof of income?
Are you working with a real estate agent?

What is your full name?

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What is your cell phone?

By checking this box, you expressly consent that Waymaker Mortgage may call, text and email you about your inquiry. This may involve the use of automated means and prerecorded/artificial voices. You may revoke this consent at any time by replying 'STOP' to any text message you receive or by contacting us at . You also agree to our Mobile Terms of Service, our Terms & Conditions, and to our Privacy Policy regarding the information relating to you. Msg/data rates may apply.

Getting pre-approved for a home loan is the crucial first step in your home buying journey. Here's why:

  • Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.

  • Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.

  • Streamline the process - The pre-approval process helps you identify any potential roadblocks early on, allowing you to address them before you find the home of your dreams.

  • Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price for your new home.

Waymaker Mortgage

NMLS# 2440476

Contact Us

3420 Executive Center Dr., Suite 165-A

Austin, Texas 78731

Legal Disclosures: BRAND AFFILIATION DISCLOSURE: "Waymaker Mortgage" has previously been a legal trade name (DBA) of Kama'aina Mortgage Group, Inc. NMLS 1276471 and Hometown Lenders, Inc. NMLS 65083. The name "Waymaker Mortgage" is no longer associated with either of these organizations. Waymaker Mortgage Company LLC - NMLS 2440476, is licensed under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking - Division of Savings and Mortgage Lending. Texas Mortgage Banker Disclosure – Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.” Consumer Complaint Policy  It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly. As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his/her designate, in order to take action. All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws. For more information, contact us at the number on the Home Page. Privacy Act Disclosure  Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information. Before or at the time of collecting personal information, we will identify the purposes for which information is being collected. We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law. We will only retain personal information as long as necessary for the fulfillment of those purposes. We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date. We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification. We will make readily available to customers information about our policies and practices relating to the management of personal information. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained. This short outline included important aspects of our privacy policy. To review our entire privacy policy, email us at the address on our home page. Communications Disclosure By entering your mobile number into any webform or loan application you are agreeing to receive recurring automated marketing text messages (e.g. reminders) and phone calls specifically in regards to the services Waymaker Mortgage Company provides at the phone number submitted. Consent is not a condition to purchase or do business with our firm. Msg & data rates may apply. Msg frequency varies. Upon receiving any SMS messages from our firm, Reply HELP for help and STOP to cancel.

Licensing Disclosures: NMLS 2440476

© Copyright 2024 | Waymaker Mortgage | All rights reserved.

© Copyright 2024 | Waymaker Mortgage | All rights reserved.